Insurance

3 cases · January 2025 to February 2026

Overview

Insurance appeared in 3 reported decisions between January 2025 and February 2026, with the High Court (General Division) handling 6 case appearances and the Singapore International Commercial Court contributing 1 case. Motor vehicle insurance featured in 2 cases, covering recovery of unsatisfied judgments from the Motor Insurers' Bureau and claims under Section 9(1) of the Motor Vehicles (Third Party Risks and Compensation) Act. Marine insurance appeared in 1 case, addressing duty of fair presentation, breach of warranties, constructive total loss, and perils of the seas.

Data coverage: between January 2025 and February 2026

Key Issues & Sub-Topics

Motor vehicle insurance — Recovery of unsatisfied judgment from Motor Insurers’ Bureau (“MIB”) 1
Motor vehicle insurance — Section 9(1) Motor Vehicles (Third Party Risks and Compensation) Act 1960 1
General principles — Condition precedent — Non-disclosure — Risk 1
Marine insurance — Duty of fair presentation — Sections 3, 7 UK Insurance Act 2015 1
Marine insurance — Breach of warranties — Sections 10, 11 UK Insurance Act 2015 1
Marine insurance — Whether vessel was a constructive total loss — Clause 6.1.1 Institute Time Clauses (Hulls) 1.10.83 CL 280 1
Marine insurance — Whether loss caused by perils of the seas — Whether vessel was a decrepitude or debility — Clause 6.1.1 Institute Time Clauses (Hulls) 1.10.83 CL 280 1

Court Distribution

SGHC 6 SGHC(I) 1

What insurance cases are heard in Singapore courts?

Among 3 insurance cases between January 2025 and February 2026, motor vehicle insurance disputes (2 cases) and marine insurance claims (1 case) were heard. Issues included Motor Insurers' Bureau recovery, duty of fair presentation, and constructive total loss.

Cases

[2026] SGHC 41
LIM CHAI HING v MOTOR INSURERS' BUREAU OF SINGAPORE & 2 Ors
23 February 2026
SGHC
[2025] SGHC 82
Teras Lyza Pte. Ltd. & 2 Ors v Argoglobal Underwriting Asia Pacific Pte. Ltd. & 4 Ors
30 April 2025
SGHC
[2025] SGHC(I) 1
MARKETLEND PTY LTD v QBE INSURANCE (SINGAPORE) PTE. LTD.
8 January 2025
SGHC(I)